Yes, I finally have something worth posting about! But, I wish I didn't, really.
As many of you know, I was denied Part D coverage, when I went on Medicare, because I wasn't 62 1/2. Both Medicare and insurance companies told me the same thing. So, over 2 years I have been paying between $250-$1200 a month for my medications.
The spike was when I was in the hospital in March. The prescriptions that month were almost as much as my Medicare check. It was then that I was told to fight for part D, because others who were not 62 1/2 had it. I was misinformed, and needed to keep calling.
So, I called, and I called, and I called. On lady even told me she was sorry, there was nothing she could do, and she hung up. FINALLY, I got a supervisor that didn't blow me off. He was on the phone with me for over an hour. He told me what I should do. He even gave me numbers to call for insurance companies that were most likely to help.
Unfortunately, I did not qualify for the early opt-in period, so I would have to wait until October 15th.
Seven months later, I was on the phone. One insurance agency was no longer insuring for Part D. Another was something else. So, I went online and applied to the VERY FIRST insurance company I applied to, over 27 months ago. Instead of talking to a person, I just sent in the application.
I was so happy to be accepted! I will still be paying over $40 a month for my most expensive medication, $50 for the insurance, and whatever the co-pays are for the others. But, it will definitely save me money. It was worth the fight, it was taken care of.
So I thought!
I received a letter last week that I was going to have to pay a penalty of $8.90 a month, because I did not get part D when I first got on Medicare! Are you kidding me!
The Fight is On!